Heron Advisor

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Super Review Fund of the Year

Super Review in conjunction with The Heron Partnership name the best of the best super funds at the Awards night on Thursday 10 August 2017 at the Sofitel Melbourne on Collins.
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Heron's unique outsourcing management system... Login

Corporate Superannuation Consulting Services

Strategic Superannuation & Benefits Advice

Future Superannuation Arrangements

  • Strategic review of your superannuation arrangements - what really matters?
  • Review of your current benefits – competitive? Relevant? Consistent?
  • In-house or outsource? Master trust or industry fund?
  • Positioning your superannuation arrangements for at least the next 5 years
  • Keeping abreast of the impact of potential future changes in legislation

Why Heron? A refreshing approach

Management of Supplier Tenders & Transition

  • Work with you to review all or any component of your company superannuation arrangements, including administration, insurance, investments, asset consultant and custodian
  • Undertake tender process to secure competitive arrangements for full outsourcing or any individual component of your corporate fund
  • Utilise our extensive research data base and market intelligence
  • Overseeing the transition to any new arrangements under strict risk management guidelines

Operational Effectiveness, Structured Risk Management & Cost Savings

  • Advice and implementation regarding management of superannuation arrangements, including assessing the effectiveness of a trustee board, fund secretariat and fund management
  • Cost benefit analysis relative to your peers in the market
  • Assisting you to identify key risks in your employee benefit programs, covering financial, compliance and implementation risks
  • Undertaking the secretarial function, chairing meetings, or acting as employer appointed representative on policy committees on behalf of the employer or trustee

Technical & Actuarial Advice

Why Heron? Our experienced people

Mergers & Acquisitions

  • Strategy for the acquiring or disposing company on the most appropriate superannuation terms to include in sale/purchase agreements
  • For defined benefit funds:
    • Advice on imputed value of superannuation fund surplus/deficit in the price of transaction
    • Expected ongoing funding requirements
    • Corporate Accounting implications/strategies to minimise impact of any mergers and proposed changes
  • Advice and implementation for merging multiple superannuation arrangements under one or more employer sponsor

Statutory Actuarial Advice

  • Develop overall principals and strategies with respect to cash funding and corporate accounting that take into account your particular objectives
  • Actuarial valuations for contribution funding purposes
  • Actuarial calculations for inclusion in companies financial statements (IFRS, FAS, AASB)
  • Production of all necessary actuarial certificates to meet legislative requirements
  • Appointed actuary for corporate plans, sub-funds of master trusts and industry funds
  • Conversion of Defined Benefits to Accumulation Style Benefits
  • Understanding the differences between the two benefit structures
  • Work in conjunction with lawyers and Trustee to establish the basis for conversions
  • Calculations/illustrations as part of an exercise to convert defined benefits to accumulation style benefits
  • Confirmations, where required, on Trust Deed Amendments

Superannuation Investment Advice

  • Benchmark your investment returns and investment structures against your market
  • Review of suitability of investment options
  • Specialist advice relating to defined benefit liabilities and assets
  • Managing tender process to secure more appropriate arrangements, including implemented consulting
  • Review of asset consulting services currently provided, including service provider tenders

Superannuation Insurance Advice

  • Insurance reviews, including advice to employers and trustees about the suitability and competitiveness of current arrangements, negotiating with current insurers and securing more competitive arrangements through a tender process
  • We work with insurers to improve their products, which in turn benefits the end user

Communications & Member Education

  • Working with you and your suppliers to properly structure your communication and education strategy aligned to your employees/members aspirations
  • Assisting you to monitor the effectiveness of your programs
  • Identify how to further build future communication programs

Why Heron? Creative Thinking