The Heron Partnership's superannuation fund rating service covers industry funds, master trusts and multi-employer funds, categorised as either retail or corporate superannuation funds. The 2010 assessment covered 115 retail/personal products (56 master trust products & 59 industry fund products) and 38 master trust and industry fund products specifically designed for the corporate superannuation market.
Corporate Products
A total of 26 superannuation products, designed for the corporate superannuation market have been judged as "outstanding" and have been awarded the highest rating with 5 Quality Stars for 2010.
Due to the varying asset size and operation of corporate superannuation funds, we have segmented the market into 3 categories based on the asset size of a company's superannuation fund. For more details see Corporate Superannuation - Market Segments.

Small - Less than $10m
- AMP CustomSuper
- ANZ Super Advantage
- AON Master Trust - Standard Solution
- Asgard Employee Super
- AustralianSuper - Corporate
- AustralianSuper - Corporate Solutions
- Aviva Business Super
- Australian Wealth Management - Spectrum Super
- BT Business Super
- BT Lifetime Super - Employer Plan
- CARE Super - Corporate Super
- Colonial First State FirstChoice Employer Super
- Equipsuper - Corporate
- Equity Super Freedom of Choice Business Super
- Equity Super Freedom of Choice Corporate Super
- ING Corporate Super
- ING Integra Super
- IOOF One Corporate Solutions
- Mercer SmartSuper
- MLC MasterKey Business Super
- REST - Acumen
- Sunsuper - Corporate/li>
Medium - $10m to $50m
- AMP CustomSuper
- AMP SignatureSuper
- AON Master Trust - Standard Solution
- AustralianSuper - Corporate
- AustralianSuper - Corporate Solutions
- Aviva Business Super
- BT Lifetime Super - Employer Plan
- CARE Super - Corporate Super
- Colonial First State FirstChoice Employer Super
- Equipsuper - Corporate
- ING Corporate Super
- Mercer SuperTrust
- MLC MasterKey Business Super
- Plum Superannuation Fund
- Russell SuperSolution Master Trust - Employer Division
- Sunsuper - Corporate
Large - $50m+
- AMP SignatureSuper
- AON Master Trust - Standard Solution
- AustralianSuper - Corporate
- ING Corporate Super
- Mercer SuperTrust
- Plum Superannuation Fund
- Russell SuperSolution Master Trust - Employer Division
- Sunsuper - Corporate
Retail Products
The assessment of retail personal superannuation products resulted in 63 products being rated as "outstanding" and have been awarded with 5 Quality Stars for 2010.

- AGEST
- AMP Flexible Lifetime Super
- AON Master Trust - Personal Division
- Asgard Elements Super
- Asgard eWRAP Super
- Asset Super
- AustralianSuper - Finsuper Division
- AustralianSuper - Personal
- AustralianSuper - Workplace
- Aviva - Navigator Access Super
- Aviva - Navigator Personal Retirement Plan
- AWM - Spectrum Super - Personal Division
- AXA Summit - Personal Super
- BT SuperWrap Personal Super Plan
- CARE Super - Industry Fund
- CARE Super - Personal Plan
- Catholic Superannuation Fund
- Colonial First State FirstChoice Personal Super
- Colonial First State FirstChoice Wholesale Personal Super
- Energy Industries Superannuation Scheme - Accumulation Scheme
- Equipsuper - Personal
- Equity Super Freedom of Choice Corporate Super
- First State Super
- FSP Super Fund
- FuturePlus Super
- Government Employees Superannuation Board (GESB)
- Health Super
- HESTA
- Hostplus - Executive
- Hostplus - Personal Super Plan
- Hostplus - Superannuation
- ING OneAnswer Personal Super
- IOOF Global Retirement Solutions
- IOOF One Retirement Solutions
- IOOF Portfolio Service Personal Superannuation
- IOOF Pursuit Core Personal Superannuation
- IOOF Pursuit Select Personal Superannuation
- IOOF Wholesale Retirement Solutions
- Legal Super
- Local Government Superannuation Scheme - Accumulation Scheme
- Media Super - Employer Sponsored Account
- MLC MasterKey Custom Superannuation
- MLC MasterKey Super & Pension
- MLC MasterKey Super Fundamentals
- MTAA Superannuation Fund
- netwealth Super Wrap - Employer Sponsored Super
- netwealth Super Wrap - Personal Super
- Non Government Schools Super
- Plum Superannuation Fund - Personal Division
- REI Super Elite
- REST
- REST Personal Superannuation
- Strategy Retirement Fund
- Sunsuper Solutions
- Tasplan Super
- Unisuper - Accumulation Super (1)
- WA Local Government - Super Solutions - Employer
- WA Local Government - Super Solutions - Personal
- Westscheme Superannuation Fund
Pension Products
The assessment of pension products resulted in 48 funds being rated as "outstanding" and have been awarded with 5 Quality Stars for 2009/10.

- AGEST Allocated Pension
- AMP Flexible Lifetime Allocated Pension Plan
- AMP SignatureSuper Pension
- Aon Allocated Pension Plan
- Asgard Elements Pension
- Asgard eWRAP Pension
- Australian Wealth Management - Spectrum Pension Division
- AustralianSuper Pension
- Aviva Navigator Personal Retirement Plan - Account Based Pension
- AXA Summit Personal Pension
- BT SuperWrap Pension Plan
- Caresuper Pension
- Catholic Super Pension Plan
- Colonial First State - FirstChoice Pension
- Colonial First State - FirstChoice Wholesale Pension
- Equipsuper Account Based Income Streams
- First State Super Income Stream
- FSP Pension Service
- FuturePlus Super Account-Based Pension Plan
- Health Super Pensions
- HESTA Super Income Stream
- HOSTPLUS Pension Plan
- Intrust Super Stream
- IOOF Portfolio Service Allocated Pension
- LegalSuper Pension
- Makeachoice Superannuation Master Trust - Allocated Pension Division
- media super
- Mercer Super Trust - Allocated Pension Division
- MLC MasterKey Pension
- MLC MasterKey Pension Fundamentals
- Netwealth Income Stream
- NGS Super Account Based Pension
- Pursuit Select Allocated Pension
- REST Pension
- Russell Private Active Pension
- Statewide Superannuation Trust - Account Based Pension
- Strategy Allocated Pension
- Sunsuper Workforce and Retirement Pension
- TasPension
- UniSuper Pension
- VicSuper – Pensions
Disclaimer
The comparative product ratings are undertaken by The Heron Partnership's consultants and are based on analysis of information such as product disclosure statements provided by third parties, as well as general market knowledge.
The analysis and information upon which the product ratings are based is considered to be accurate at the time a particular product is rated by us. However, to the extent that the product ratings are based on such third party information, The Heron Partnership gives no guarantee or warranty and makes no representation as to the accuracy or correctness of the third party information and accepts no responsibility for any inaccuracy or incompleteness in the third party information provided to it. The Heron Partnership makes no guarantee or warranty in relation to the investment component or rate of return of any product that it rates.
The Heron Partnership is authorised to provide general financial product advice for certain classes of financial products, including life products, retirement savings accounts and superannuation. We do not provide personal financial product advice. The product ratings have been produced without taking into account any individual's financial needs, circumstances and objectives. To the extent that the product ratings provided through this web site may constitute financial product advice, they are general financial product advice only, and The Heron Partnership provides its Financial Services Guide for your information. Any person should, before acting on such advice, assess the appropriateness of the advice having regard to their own financial situation and consult a licensed financial adviser before making any changes to their financial affairs. In addition, when considering any financial product you should obtain a Product Disclosure Statement produced by the Product Issuer.