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Super Fund Ratings

The Heron Partnership's superannuation fund rating service covers industry funds, master trusts and multi-employer funds, categorised as either personal or corporate superannuation funds.

The assessment covered 258 products in total, including:

  • 120 products classified as personal or retail (comprising 53 master trust products and 67 industry fund products).
  • 38 master trust and industry fund products designed for the specialist corporate market.
  • 84 pension products.
  • 16 Eligible Rollover Funds.

Corporate Products

A total of 38 superannuation products, designed for the corporate superannuation market have been judged as "outstanding" and have been awarded the highest rating with 5 Quality Stars for 2011/12.

Due to the varying asset size and operation of corporate superannuation funds, we have segmented the market into 3 categories based on the asset size of a company's superannuation fund. For more details see Corporate Superannuation - Market Segments.

Small - Less than $10m

  • AMP CustomSuper
  • AMP SignatureSuper
  • AMP - Flexible Super - Employer
  • ANZ Super Advantage
  • Aon Master Trust - Standard Solution
  • Asgard Employee Super
  • AustralianSuper Corporate
  • AustralianSuper Corporate Solutions
  • BT Business Super
  • BT Lifetime Super - Employer Plan
  • CareSuper - Corporate Super
  • Colonial First State FirstChoice Employer Super
  • Equipsuper - Corporate
  • Equity Super Freedom of Choice - Business Super
  • Equity Super Freedom of Choice - Corporate Super
  • Spectrum Super
  • Mercer SmartSuper
  • MLC Employer Super
  • MLC MasterKey Business Super
  • OnePath Corporate Super
  • OnePath Integra Super
  • REST Acumen
  • Sunsuper Corporate

Medium - $10m to $50m

  • AMP CustomSuper
  • AMP SignatureSuper
  • Aon Master Trust - Standard Solution
  • AustralianSuper Corporate
  • AustralianSuper Corporate Solutions
  • BT Lifetime Super - Employer Plan
  • CareSuper - Corporate Super
  • Colonial First State FirstChoice Employer Super
  • Equipsuper - Corporate
  • Equity Super Freedom of Choice - Corporate Super
  • Mercer SuperTrust
  • MLC Employer Super
  • MLC MasterKey Business Super
  • OnePath Corporate Super
  • Plum Superannuation Fund
  • Russell SuperSolution Master Trust - Employer Division
  • Sunsuper Corporate

Large - $50m+

  • AMP SignatureSuper
  • Aon Master Trust - Standard Solution
  • AustralianSuper Corporate
  • Equipsuper - Corporate
  • Mercer SuperTrust
  • OnePath Corporate Super
  • Plum Superannuation Fund
  • Russell SuperSolution Master Trust - Employer Division
  • Sunsuper Corporate

Retail Products

The assessment of retail personal superannuation products resulted in 58 products being rated as "outstanding" and have been awarded with 5 Quality Stars for 2011/12.

  • AGEST
  • AMP - Flexible Super
  • Aon Master Trust - Personal Division
  • Aon Master Trust - Personal Super Essentials
  • Asgard Elements Super
  • Asgard eWRAP Super
  • Asset Super
  • AustralianSuper Finsuper Division
  • AustralianSuper Personal
  • AustralianSuper Workplace
  • AXA Summit - Personal Super
  • BT SuperWrap Personal Super Plan
  • BUSS(Q) Flexible Choice Employer Sponsored
  • BUSS(Q) Premium Choice
  • CareSuper
  • CareSuper - Personal Plan
  • Catholic Superannuation Fund
  • Colonial First State FirstChoice Personal Super
  • Colonial First State FirstChoice Wholesale Personal Super
  • Energy Industries Superannuation Scheme - Accumulation Scheme
  • Equipsuper - Personal
  • Equity Super Freedom of Choice - Personal Super
  • First State Super
  • FSP Super Fund
  • FuturePlus Super
  • Government Employees Superannuation Board - GESB Super
  • Health Super
  • HESTA
  • HOSTPLUS
  • HOSTPLUS Executive
  • HOSTPLUS Personal Super Plan
  • IOOF Portfolio Service Personal Superannuation
  • Pursuit Select Personal Superannuation
  • Spectrum Super - Personal Division
  • Legal Super
  • Local Government Superannuation Scheme Accumulation Scheme
  • Macquarie - Super Accumulator
  • Media Super - Employer Sponsored Account
  • Media Super - Personal Account
  • MLC MasterKey Super & Pension
  • MLC MasterKey Super Fundamentals
  • MLC Navigator Retirement Plan
  • MLC Wrap Super - Superannuation Service
  • netwealth Super Wrap - Employer Sponsored Super
  • netwealth Super Wrap - Personal Super
  • NGS
  • Strategy Retirement Fund
  • OnePath OneAnswer Frontier Personal Super
  • OnePath OneAnswer Personal Super
  • Plum Superannuation Fund - Personal Division
  • REI Super Elite
  • REST Industry Super
  • REST Industry Super Personal
  • Sunsuper Solutions
  • Tasplan
  • Telstra Super - Personal Plus
  • WA Local Government Super Solutions – Employer
  • WA Local Government Super Solutions – Personal

Pension Products

The assessment of pension products resulted in 44 funds being rated as "outstanding" and have been awarded with 5 Quality Stars for 2011/12.

  • AGEST - Allocated Pension
  • AMP Flexible Lifetime Allocated Pension Plan
  • AMP SignatureSuper Allocated Pension
  • Aon Allocated Pension Plan
  • Asgard Elements Pension
  • Asgard eWRAP Pension
  • AustralianSuper Pension
  • AXA Summit Personal Pension
  • BT SuperWrap Pension Plan
  • BUSS (Q) Pension
  • CareSuper Pension
  • CBUS Super Income Stream
  • Catholic Super Pension Plan
  • Colonial First State - FirstChoice Pension
  • Colonial First State - FirstChoice Wholesale Pension
  • Equipsuper Account Based Income Streams
  • First State Super Income Stream
  • Freedom of Choice Personal Allocated Pension Plan
  • FSP Pension Service
  • FuturePlus Super Account-Based Pension Plan
  • Health Super Pensions
  • HESTA Super Income Stream
  • HOSTPLUS Pension Plan
  • Intrust Super Stream
  • IOOF Portfolio Service Allocated Pension
  • LegalSuper Pension
  • Makeachoice Superannuation Master Trust - Allocated Pension Division
  • media super
  • Mercer Super Trust - Allocated Pension Division
  • MLC MasterKey Pension
  • MLC MasterKey Pension Fundamentals
  • MLC Navigator Retirement Plan Pension Service
  • MLC Wrap Super - Pension Service
  • Netwealth Income Stream
  • NGS Super Account Based Pension
  • OnePath OneAnswer Pension
  • OnePath OneAnswer Frontier Pension
  • Pursuit Select Allocated Pension
  • REST Pension
  • Russell Private Active Pension
  • Spectrum Pension
  • Strategy Allocated Pension
  • Sunsuper Pension
  • TasPension
  • Vision Super Income Stream

Disclaimer
The comparative product ratings are undertaken by The Heron Partnership's consultants and are based on analysis of information such as product disclosure statements provided by third parties, as well as general market knowledge.
The analysis and information upon which the product ratings are based is considered to be accurate at the time a particular product is rated by us. However, to the extent that the product ratings are based on such third party information, The Heron Partnership gives no guarantee or warranty and makes no representation as to the accuracy or correctness of the third party information and accepts no responsibility for any inaccuracy or incompleteness in the third party information provided to it. The Heron Partnership makes no guarantee or warranty in relation to the investment component or rate of return of any product that it rates.
The Heron Partnership is authorised to provide general financial product advice for certain classes of financial products, including life products, retirement savings accounts and superannuation. We do not provide personal financial product advice. The product ratings have been produced without taking into account any individual's financial needs, circumstances and objectives. To the extent that the product ratings provided through this web site may constitute financial product advice, they are general financial product advice only, and The Heron Partnership provides its Financial Services Guide for your information. Any person should, before acting on such advice, assess the appropriateness of the advice having regard to their own financial situation and consult a licensed financial adviser before making any changes to their financial affairs. In addition, when considering any financial product you should obtain a Product Disclosure Statement produced by the Product Issuer.