The assessment of personal superannuation products resulted in the following products being rated as "outstanding" and have been awarded with 5 Quality Stars for 2013.

• AMP - Flexible Super
• Aon Master Trust - Personal Super
• Aon Master Trust - Personal Super Essentials
• Asgard Elements Super
• Asgard eWRAP Super
• Asgard Infinity eWRAP
• AustralianSuper
• AustralianSuper Finsuper Division
• AustralianSuper Personal
• AustralianSuper Public Sector Division
• AustralianSuper Westscheme Division
• AXA Summit - Personal Super
• BT SuperWrap Personal Super Plan
• BUSS(Q) Premium Choice
• CareSuper
• CareSuper - Personal Plan
• Catholic Superannuation Fund
• Chifley Super Personal Plan
• Colonial First State FirstChoice Personal Super
• Colonial First State FirstChoice Wholesale Personal Super
• Energy Industries Superannuation Scheme - Accumulation Scheme
• Equip - Personal
• Equity Super Freedom of Choice - Personal Super Service
• First State Super
• FSP Super Fund
• Government Employees Superannuation Board - GESB Super
• HESTA
• HOSTPLUS
• HOSTPLUS Executive
• HOSTPLUS Personal Super Plan
• IOOF Portfolio Service Personal Superannuation
• Legal Super
• Local Government Superannuation Scheme Accumulation Scheme
• Macquarie - Super Accumulator
• MLC MasterKey Super & Pension
• MLC MasterKey Super Fundamentals
• MLC Navigator Retirement Plan
• MLC Wrap Super - Superannuation Service
• Nationwide Superannuation Fund
• Nationwide Superannuation Fund - Personal Division
• netwealth Super Accelerator Core
• netwealth Super Accelerator Plus
• netwealth Super Wrap - Employer Sponsored Super
• netwealth Super Wrap - Personal Super
• NGS
• OnePath OneAnswer Frontier Personal Super
• OnePath OneAnswer Personal Super
• Plum Superannuation Fund - Personal Division
• Pursuit Core Personal Superannuation
• Pursuit Select Personal Superannuation
• REST Industry Super
• REST Industry Super Personal
• Russell SuperSolution Master Trust - Private Division
• Spectrum Super - Personal Division
• Strategy Retirement Fund
• Sunsuper Solutions
• Tasplan
• Telstra Super - Personal Plus
• WA Local Government Super Solutions – Employer
• WA Local Government Super Solutions – Personal

Top Ten Products for Investment & Insurance Features

The following products have been classified as a Top Ten Product for Investment Features and Insurance Features.

In alphabetical order the Top 10 Personal and Corporate Products in respect to Investment Features are:

Personal

• Asgard Elements Super
• Asgard eWRAP Super
• Asgard Infinity eWRAP
• Macquarie Super Accumulator
• Mercer Super Trust - Personal Division
• MLC Navigator Retirement Plan
• MLC Wrap Super - Superannuation Service
• netwealth Super Wrap - Personal Super
• REST Industry Super
• REST Personal Superannuation

Corporate

• AMP CustomSuper
• AMP SignatureSuper
• Asgard Employee Super
• Colonial First State FirstChoice Employer Super
• IOOF Portfolio Service Corporate Superannuation
• Mercer SmartSuper
• Mercer SuperTrust
• MLC MasterKey Business Super
• OnePath Corporate Super
• REST Acumen

In alphabetical order the Top 10 Personal and Corporate Products in respect to Insurance Features are:

Personal

• AMP Flexible Super
• Aon Master Trust - Personal Super
• Asgard Elements Super
• Asgard eWRAP Super
• Asgard Infinity eWRAP
• HOSTPLUS
• Nationwide Superannuation Fund
• Nationwide Superannuation Fund - Personal Division
• Perpetual Select Superannuation Plan
• Sunsuper for Life

Corporate

• ANZ Super Advantage
• AON Master Trust - Corporate Super
• Asgard Employee Super
• BT Business Super
• BT Lifetime Super - Employer Plan
• Mercer Super Trust
• MLC MasterKey Business Super
• OnePath Corporate Super
• Plum Superannuation Fund
• Sunsuper Corporate

Disclaimer
The comparative product ratings are undertaken by The Heron Partnership's consultants and are based on analysis of information such as product disclosure statements provided by third parties, as well as general market knowledge.
The analysis and information upon which the product ratings are based is considered to be accurate at the time a particular product is rated by us. However, to the extent that the product ratings are based on such third party information, The Heron Partnership gives no guarantee or warranty and makes no representation as to the accuracy or correctness of the third party information and accepts no responsibility for any inaccuracy or incompleteness in the third party information provided to it. The Heron Partnership makes no guarantee or warranty in relation to the investment component or rate of return of any product that it rates.
The Heron Partnership is authorised to provide general financial product advice for certain classes of financial products, including life products, retirement savings accounts and superannuation. We do not provide personal financial product advice. The product ratings have been produced without taking into account any individual's financial needs, circumstances and objectives. To the extent that the product ratings provided through this web site may constitute financial product advice, they are general financial product advice only, and The Heron Partnership provides its Financial Services Guide for your information. Any person should, before acting on such advice, assess the appropriateness of the advice having regard to their own financial situation and consult a licensed financial adviser before making any changes to their financial affairs. In addition, when considering any financial product you should obtain a Product Disclosure Statement produced by the Product Issuer.