The Heron Partnership

Advice and Implementation on Superannuation and Financial Benefits for Corporations, Trustee Boards and Financial Institutions.

The Heron Partnership was established in July 2002 with the mission to provide independent superannuation advisory services.

Most of our work has been strategic around the changing superannuation environment and how companies should react to those changes. In addition to strategic superannuation advice, we provide general, technical and actuarial advice.

We also provide advice, research, assessments and ratings to employers, trustee boards, financial institutions, dealer groups and financial planners.

Provisio Transition To Retirement Calculator

The Heron Partnership is proud to be associated with the Provisio Transition to Retirement Calculator.

Compared to other Transition to Retirement "calculators", Provisio offers the following features which place it well ahead of any alternative solutions:

• Optimises the strategy for you, automatically determining both the level of pension and the amount to Salary Sacrifice to ensure the maximum benefit for your client
• Provide a year-by-year implementation guide, including information for any required PAYG variations.
• Creates a Statement of Advice insert using Microsoft Word
• Incorporates all the Simpler Super changes including contribution limits, proportioning of Tax Free benefits etc.
• Allows the modelling of a "reboot" strategy where pensions are restarted each year
• Existing levels of salary sacrifice in addition to the standard 9%
• Part-year scenarios so Pensions do not Need to start on July 1
• Control over most of the the assumptions behind the calculations

For more information, visit the Provisio website.